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Are You Betting Your Pet’s Life to Save a Few Dollars?

By John Sommer, PhD.
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by John Sommer, PhD.

Why would you even want to have a pet insurance package for your pet in the first place? I know there are lots of pet owners out there that think that it isn't necessary to have a pet insurance and for some of them it will definitely be true.

Having to face not being able to pay the bill for pet surgery or for life long medication and therefore having to put your pet to rest is not something you would want to experience but it can be the harsh reality without a pet insurance.

The points mentioned below will give you something to think about in case you haven't truly made up your mind about whether a pet insurance will be the right solution for you. Whatever you choose is great as long as it has been a thought through decision.

An insurance company is a business and the only way they make money is if they get more in than what goes out. But sometimes money does flow and that is when pet owners have made an insurance policy for they pet and the pet is in an accident and needs treatment and medication.

Security is one of the main reasons that people get a pet health insurance. Insurance will give you a feeling of security and will help you sleep better at night because you know that whatever happens to your pet you will not face huge medical bills and not being able to afford surgery for your cat or dog.

For a small monthly fee you can feel financially secure because you know that if your pet get into an accident or get a serious condition you have the insurance company covering your back and paying for the treatment and the medication needed.

It is one thing to get into an accident or to become ill but being healthy and fit is also a large part of living a great life and that is why most pet insurance packages today offer extra health benefits for the pet such as programs for optimal exercise and similar offerings.

Pet insurance is not for everyone and it never will be. Some like taking risks and they'll sometime win and think that they made a great choice. And in the given situation they did. But if you look at all the people that took the same risks but failed you might want to ask yourself whether you want to bet your pets health on your luck?

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by Dr. Nortey Omaboe

And that's just the beginning. As of 09/15/2008, Geneva's list of canines declared as unsafe or vicious has grown to 15. The newest additions are the Bullmastiff, Thai Ridgeback, and French Mastiff, a.k.a. Bordeaux Bulldog.

The population's outrage was felt in the first ever Geneva citizen ballot, which resulted in a landslide 80 percent in support of stricter laws regarding what kind of control and owner education and regulation should be required.

These additions are only the latest in Geneva's history of dog banning. The latest wave began in June of 2005, when a child was killed by a Pitbull Terrier, followed soon after by the mauling of another child by the same breed.

Per Geneva's new canine ownership regulations, any of the 15 breeds considered to be unsafe must be muzzled and leashed when outside of their own homes. They must be sterilized or castrated. Additionally, dogs that are mixed breeds, containing blood of any of the potentially fierce breeds, are subject to the same regulations as purebreds.

Per Geneva's new dog ownership regulations, any of the 15 breeds considered to be dodgy must be muzzled and leashed when outside of their own domiciles. They must be spayed or neutered. Additionally, dogs that are mixed breeds, containing blood of any of the potentially ferocious breeds, are subject to the same policy as purebreds.

Geneva divides the 15 breeds into different categories, with each category holding specific requirements. A complete list of dangerous breeds and regulations can be obtained through Geneva's cantonal veterinary office.

Moreover, dog walkers must now be licensed.

Furthermore, dog walkers must now be accredited.

Geneva isn't the only Swiss canton that's tightening the leash when it comes to dog control. Valais, Fribourg, Bern, and Zurich have their own legislation. And, prospects point toward future rulings regarding care and control of dogs in all of Switzerland, including tougher liability for owners and nationwide breed bans.

Whether you're a lifelong Geneva resident, tourist, or emigrant, familiarizing yourself with the rules governing dog ownership within the canton will prevent tricky situations. Following those set of laws will protect you, your dog, and your record with the law.

Don't fail to comply with Geneva's freshest, and older, dog ownership regulations by acquiring half truths, or no information. These laws are in place to protect both you and your pet.

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by Swiss Regulations Tightened

As with any enforced change, we're likely to hear more from veterinary professionals, as well as pet owners, about the pending Swiss pet housing and care regulations. There will no doubt be friends, and opponents, of the plan.

We've all heard that No Man is an Island, and in accordance with the Swiss Federal Council, on September 1, 2008, no guinea pig or budgie should be either.

The new procedures aren't aimed only at owners of cavies and budgies, but include 175 pages of a set of laws that apply to circuses, farms, and zoos, as well as individuals that own other domesticated pets.

Proponents of the new laws, prospected to be enforced in September 2010, include the animals whose care is in question, as well as those concerned about unemployment rates in Switzerland. There will be manpower required to enforce these laws, as well as trainers needed to educate pet owners.

Though established with the welfare of our animal friends in mind, these pending Swiss pet regulations have been met with a certain dose of skepticism.

Opponents question the potential of these 175 pages to bring order. For instance,

How can minimum enclosure sizes for budgies and guinea pigs be uniformly implemented?

How will a literal ban on dog possession for those who haven't completed a dog ownership course be enforced? What will happen to canines whose owners are out of compliance?

How will the people of Geneva, where tight dog ownership policies are already in force, react to an additional 16 hours of required education?

Farther out of the budgie budget are minimum cage size obligations for large animals, such as elephants and rhinoceroses. Sanitation guidelines relate to zoos and circuses, which the Swiss government reserves the right to insist on.

Farmers are likely to zoo out about the pending enforcement. Some policy is established, like the ban of chicken cages since 1981, but others might come as a shock. Uninterrupted tethering of animals is now out of the question, while hogs get the right to have a shower on summer days and spick and span pens all year round. And horses, like guinea pigs and budgies, will no longer be living alone.

Likewise, breeders are going to have to breed a new attitude in regard to care of animals on their properties.

The most recent Swiss animal rights rules will not go into full effect until September of 2010, and until they do, the Swiss administration wants to highlight their wish to encourage learning, rather than to rule with a strong arm. This, on the other hand, does not point toward a lax attitude on their part, when penalties are called for. If an event, such as a dog bite, requires action, action will be taken.

You might own a seemingly invisible pet, like a budgie or guinea pig, or a run an organization that displays the largest land mammal alive. Either way, be prepared for education, restrictions, and tougher requirements

The best plan of action for any animal owner will undoubtedly be to familiarize him or herself with regulations that apply to their specific animal ownership situation.

Whether you're a lifelong Geneva national or a newcomer to Switzerland, pet ownership education is not an option, it's a requirement.

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